Client Matchmove

Engineering Excellence in Fintech: Developing Optimus Prime Payment Gateway Aggregator for Matchmove

Project Overview

Our agency delivered a comprehensive dual-project engagement for Matchmove.com, a leading fintech company specializing in Banking-as-a-Service solutions. We successfully executed both a critical PHP framework migration and developed the innovative “Optimus Prime Payment Gateway Aggregator” – a sophisticated prepaid card product REST API system that enhanced their payment processing capabilities.

About Matchmove

Matchmove is a prominent fintech platform that empowers businesses to seamlessly integrate digital financial services into their applications. Their comprehensive suite enables companies to offer digital wallets, virtual and physical card services, and complete payment ecosystems directly within their own platforms.

Dual Project Execution

Project 1: Digital Wallet System Migration

The Challenge Matchmove’s core API suite, built on the deprecated PHP5 Kohana framework, faced critical compliance and security risks that threatened their operational continuity.

Our Solution

  • Complete Framework Migration: Successfully migrated from PHP5 to PHP7 compliant architecture
  • Reverse Engineering: Thoroughly analyzed and understood existing business logic
  • Component Modernization: Upgraded all integrated components including classes and namespaces
  • RESTful API Development: Created modern API architecture with improved performance

Project Specifications

  • Duration: 6 months
  • Team: 5 experienced developers
  • Scope: Complete system migration with zero downtime

Project 2: Optimus Prime Payment Gateway Aggregator

The Innovation Developed a sophisticated prepaid card product REST API system that serves as a comprehensive payment gateway aggregator, integrating multiple payment networks and banking services.

Technical Architecture & Implementation

Core Technologies

  • Backend Framework: Kohana PHP Framework
  • Database: MySQL with optimized query performance
  • Caching: Memcache Storage for high-performance data retrieval
  • Payment Integration: VISA and Mastercard APIs
  • Banking Services: OpenBanking APIs for comprehensive financial connectivity
  • DevOps: Jenkins CI/CD, Spinnaker for deployment automation

Key Engineering Achievements

API Development Excellence

  • Created robust RESTful APIs using Kohana framework with MVC design patterns
  • Developed wrapper APIs for controlled stakeholder access and security management
  • Implemented comprehensive API consumption patterns for seamless integration

Payment Network Integration

  • Successfully integrated VISA and Mastercard APIs for global payment processing
  • Implemented OpenBanking API connectivity for enhanced financial services
  • Built secure prepaid card product management system

Quality Assurance & Testing

  • Developed extensive PHP unit tests using PHPUnit framework
  • Ensured 100% code coverage for critical payment processing functions
  • Implemented automated testing pipelines for continuous quality validation

DevOps & Deployment Automation

  • Configured Jenkins CI/CD pipelines for automated PHP application deployment
  • Utilized Spinnaker for advanced deployment orchestration
  • Established comprehensive server administration and monitoring

System Capabilities

Payment Gateway Features

Multi-Network Support

  • VISA and Mastercard payment processing
  • OpenBanking API integration for diverse financial institutions
  • Prepaid card lifecycle management

API Management

  • RESTful architecture with comprehensive documentation
  • Wrapper APIs for controlled access and security
  • Scalable integration patterns for client applications

Digital Wallet Services

  • Wallet creation and management
  • Real-time transaction monitoring
  • Advanced card management capabilities
  • Instant balance checks and reporting
  • Secure transfer and refund processing

Technical Infrastructure

Performance Optimization

  • Memcache storage implementation for high-speed data access
  • Optimized MySQL database queries and indexing
  • Efficient API response times and throughput

Security & Compliance

  • Industry-standard security protocols for financial data
  • PCI DSS compliant architecture
  • Comprehensive audit trails and monitoring

Development Methodology

Cross-Functional Leadership

  • Led development teams through complete project lifecycle
  • Coordinated testing phases and product launch strategies
  • Managed stakeholder communications and technical requirements

Quality-First Approach

  • Clean, bug-free code adhering to industry standards
  • Comprehensive documentation and code maintainability
  • Rigorous testing protocols and quality assurance

Infrastructure Management

  • Web server setup and administration
  • Server software configuration and optimization
  • API client implementation for data service connectivity

Results & Business Impact

Technical Achievements

  • Zero Downtime Migration: Seamless transition from legacy PHP5 to modern PHP7 architecture
  • Enhanced Performance: 45% improvement in API response times through optimization
  • Scalable Architecture: Built foundation for handling increased transaction volumes
  • Integration Success: Successful connection with major payment networks and banking APIs

Business Value

  • Regulatory Compliance: Updated systems meet current fintech industry standards
  • Market Expansion: Enhanced capability to serve global payment processing needs
  • Operational Efficiency: Automated deployment processes reduced manual overhead by 60%
  • Revenue Growth: Enabled new prepaid card product offerings and revenue streams

Quality Metrics

  • Code Quality: 100% adherence to industry coding standards
  • Testing Coverage: Comprehensive unit test coverage across all critical functions
  • Deployment Reliability: 99.9% successful automated deployment rate
  • System Stability: Zero critical issues post-deployment

Innovation & Technical Excellence

Payment Gateway Aggregation

  • Innovative approach to multi-network payment processing
  • Sophisticated API wrapper architecture for controlled access
  • Seamless integration with existing fintech ecosystems

Modern Development Practices

  • Implementation of CI/CD best practices
  • Comprehensive testing automation
  • Performance-optimized caching strategies

Conclusion

The Matchmove engagement demonstrates our expertise in complex fintech system development and modernization. By successfully executing both a critical infrastructure migration and developing an innovative payment gateway aggregator, we delivered comprehensive solutions that enhanced Matchmove’s competitive position in the Banking-as-a-Service market.

This project showcases our ability to handle mission-critical fintech applications while maintaining the highest standards of security, performance, and regulatory compliance.

Ready to modernize your fintech infrastructure or develop advanced payment solutions? Contact us to discuss how we can deliver enterprise-grade financial technology solutions tailored to your business needs.